- Sudden and Accidental
- Pipe Freeze/Burst
Water damage coverage protects against sudden and accidental water damage to insured property. However, it does not cover damage from problems resulting from a lack of proper maintenance or floods.
Water damage from floods is covered under separate flood insurance policies issued by the federal government. If you have a flood related loss, please review the NFIP Claims Specialist sections of our website to learn how we may help you.