The difficulty in determining the extent of a fire loss to property is due to the unpredictable behavior of fire, smoke, heat and water. Areas that may seem completely unaffected may in fact have extensive hidden or latent damage. Smoke residues, whether caused by wet smoke (smoldering fires with low heat) or dry smoke (fast burning fires with high heat), may stay concealed in wall cavities coating insulation, drywall, framing, plumbing lines and electrical wiring. Thus, diminishing the efficiency, product’s life expectancy, and/or safe operation of these materials. Just some of the many factors that must be considered when dealing with a fire and smoke loss are: the full extent of the damages both obvious and hidden; the proper way to protect unaffected areas from harm; and the best way to repair the loss.
Having successfully negotiated on our clients’ behalves insurance claims settlements for inventory-laden warehouse fires to multi-million dollar apartment complex losses and everything in between, our lead team has the experience to help you substantiate the extent of your losses and get you firmly on the road to recovery.